Appraisal services for Yorktown and Delaware County homeowners

Here are the top seven reasons why IN homeowners use Lee Appraisal Services:

  1. Pre-listing appraisals (whether you're using an agent or selling the home on your own)
  2. To challenge a IN property tax assessment
  3. To reduce a monthly mortgage payment by removing PMI
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. To review another appraiser's report for verification
  6. In the case of a IN divorce, where real estate property needs to be divided
  7. To settle an estate in Delaware county or IN by determining the true market value of real estate in question

Own a home in or near Yorktown, IN and need help deciding the value of it?
Contact Lee Appraisal Services.

At Lee Appraisal Services, we understand the special needs of a consumer in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your house because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Lee Appraisal Services, will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your home will attract many interested buyers. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's price -- not just how much you think your house is worth. Interested buyers know you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value opinion than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. A popular way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to your lender to have the PMI canceled from your loan. Lee Appraisal Services is experts in helping customers just like you get rid of unwanted PMI insurance.

Challenge Tax Assessment

Your local tax assessor may have your house overvalued if you live in an area that's going down or not appreciating as much as other properties close by. This only means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better off you'll be. When contesting your property tax assessment, getting a professional appraisal from Lee Appraisal Services is your strongest weapon.

Recently got a freeze your HELOC?

If your house is in or near a declining area, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow point of view. Lee Appraisal Services can provide you with efficient appraisal to help you reinstate your home equity line of credit.

Need Field and Desktop Appraisal Review Services?

Have you just received a copy of your appraisal and you'd wish to have a seasoned professional double-check it for precision or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Lee Appraisal Services can help with that too. While usually requested by banks, you may need to employ this service if you suspect mortgage fraud related to your property.